Credit card payoff, debt snowball, avalanche, and student loan forgiveness.
Calculate your debt-to-income ratio and see how lenders will evaluate your borrowing capacity.
Compare how long it takes to pay off a credit card with minimum payments vs. fixed payments.
Plan your debt payoff using the snowball method by paying off the smallest balance first.
Plan your debt payoff using the avalanche method by targeting the highest interest rate first.
Determine if a balance transfer saves you money compared to keeping your current credit card.
Estimate how much you would pay through a debt settlement program compared to the full balance.
Estimate your monthly payment and total forgiveness amount under income-driven repayment plans.
Calculate your overall and per-card credit utilization ratios to understand your credit score impact.
See how long it takes to pay off a balance making only minimum payments and how much interest you will pay.
Calculate when you will be completely debt-free based on your total debt, interest rate, and monthly payments.